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Income Limits

Program Income Limits

Newtown's Credit Counseling, Financial Coaching, and Homebuyer Education programs are available to everyone, regardless of income level.

However, some of our programs are specifically designed to serve individuals and households who earn less than the median income in our area.

Our down-payment assistance programs, IDA and WISH, are for households whose annual gross income (before taxes) is 78% or less of the Area Median Income (AMI).

Most of our CLT homes can be sold only to households whose annual gross income (before taxes) is 80% or less of the AMI.

Some of our CLT home resales can be sold to households whose annual gross income (before taxes) is 120% or less of the AMI. When available, those houses are noted on our sale listings.

For your convenience, the current program limits, based on the AMI calculated annually by the U.S. Department of Housing and Urban Development (HUD), are listed below.

WISH - Area Median Income (AMI) Limits by Household Size
Maricopa County (Phoenix-Mesa-Scottsdale MSA) - Effective June 15, 2022


AMI 1 2 3 4 5 6 7 8
78% 48,282 55,146 62,010 68,874 74,412 79,950 85,410 90,948

Community Land Trust - Area Median Income (AMI) Limits by Household Size
Maricopa County (Phoenix-Mesa-Scottsdale MSA) - Effective June 15, 2022


AMI 1 2 3 4 5 6 7 8
80% 49,500 56,550 63,600 70,650 76,350 82,000 87,650 93,300
120% 74,200 84,800 95,400 105,950 114,450 122,950 131,400 139,900

Sources:

HUD Income Limits

HOME Income Limits

NSP Income Limits